Here are the **latest key dates and timetable for pension increases in 2025–2026** — what retirees and future pensioners need to know to plan their finances:
* [Droit-Finances](https://droit-finances.commentcamarche.com/patrimoine/guide-patrimoine/1009-augmentation-des-retraites/?utm_source=chatgpt.com)
* [Pleine vie](https://www.pleinevie.fr/retraite-travail/retraite/hausses-des-pensions-de-retraite-voici-les-dates-a-retenir-et-le-calendrier-2025-2026-171791.html?utm_source=chatgpt.com)
* [Cap Retraite](https://www.capretraite.fr/blog/actualites/revalorisation-retraite-agirc-arrco-2025-quelle-hausse-prevoir-au-1novembre/?utm_source=chatgpt.com)
* [FranceMatin.info](https://www.francematin.info/retraite/retraites-2025-2026-agircarrco-carsat-voici-les-augmentations-a-prevoir?utm_source=chatgpt.com)
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##📅 **1. Pension Increase Timeline (France)**
### **📌 1 Nov 2025 — Agirc‑Arrco (complementary pensions)**
* Traditionally, pensions in the **Agirc‑Arrco** regime (for private‑sector retirees) are revalued each year on **1 November** based on inflation.
* In **2025**, however, **no increase will be applied on 1 November** because the social partners failed to agree on a new point value. The pension point system therefore remains unchanged. ([Droit-Finances][1])
**What this means:**
Your complementary pension from Agirc‑Arrco *may not rise in autumn 2025*, which is unusual compared with previous years when slight increases were common. ([Droit-Finances][1])
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### **📌 1 Jan 2026 — Revalorisation des pensions de base**
* The standard **annual increase for base pensions** (for regimes like CNAV, MSA, fonction publique, régimes spéciaux, etc.) is scheduled on **1 January 2026**.
* This annual rise is tied to inflation (measured by INSEE) and typically affects pensions paid from February 2026 onward. ([Droit-Finances][1])
**Estimate:**
Projections suggest a modest revalorisation in early 2026 in line with inflation, likely close to **0.9 % to 1.3 %** for many retirees of the main regimes. ([Mediadi][2])
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### **📍 Why These Dates Matter**
* **Base pensions** increase once a year (usually 1 Jan).
* **Complementary pensions** like Agirc‑Arrco historically adjust on **1 Nov**.
* Because Agirc‑Arrco couldn’t agree on new point values, **the November 2025 rise is skipped**, meaning some retirees won’t see a complementary pension increase until later — if at all — under **2026 negotiations**. ([Droit-Finances][1])
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##💡 **How Pension Increases Are Calculated**
### **Base Pensions**
* Governed by law (Article L.161‑25 of the Social Security Code).
* Increases are linked to **annual inflation figures (excluding tobacco)** published by INSEE.
* This automatic indexation happens on **1 January** of each year unless special political decisions intervene. ([Service Public][3])
### **Agirc‑Arrco Complementary Pensions**
* Based on the **value of pension points** and agreed yearly by social partners (unions & employers).
* If no agreement is reached (as in 2025), **no automatic revaluation** is applied. ([Droit-Finances][1])
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##📈 **What Retirees Need to Watch**
**Before 1 Nov 2025**
* Expect your Agirc‑Arrco complementary pension **to stay at current levels**. ([Droit-Finances][1])
**1 Jan 2026**
* Base pensions get their **annual revaluation** based on inflation data (affecting payments from February onward). ([Pleine vie][4])
**Late 2026**
* Agirc‑Arrco revaluation discussions typically resume, with possible increases (often around 1 Nov yearly) depending on negotiations. ([Droit-Finances][1])
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##🧾 **Practical Takeaways**
✔ **Check with your pension statement** near the end of each year for updates on revaluation percentages.
✔ **Complementary pensions may lag** if negotiation deadlocks happen.
✔ **Inflation trends (INSEE data)** directly influence base pension increases.
✔ **Payment timing** may vary slightly (often early in the month following the official adjustment date). ([Pleine vie][4])
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##📌 Summary
| Pension Type | Typical Revaluation Date | 2025–2026 Outlook |
| ------------------------------- | ------------------------- | --------------------------------------------------- |
| Agirc‑Arrco Complementary | **1 Nov** | **No increase in 2025** due to negotiation failure |
| Base Pensions (general, public) | **1 Jan** | **Increase expected 1 Jan 2026** based on inflation |
| Future 2026 Agirc‑Arrco | **1 Nov 2026 (expected)** | Depends on agreement |
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If you’d like, I can also include **international pension changes (e.g., UK or Canada)** for comparison with the 2025–26 French timetable — just let me know!
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